Answer a few questions. See your real net income, what competing is actually costing you, and whether you're building toward something, or just breaking even.
Step 1 of 4
Step 1 / Income
What are your main income sources this year?
Add each source and an estimated annual amount. Include sponsorships, prize money, appearance fees, content deals — everything.
This includes federal + state. If you're not sure, 25–30% is a reasonable estimate for most tour-level players. The slider adjusts your set-aside automatically.
25%
0% / No tax50% / High bracket
Step 4 / Cash Reserves
How much do you have saved right now?
Checking + savings combined. This lets us calculate your real financial runway, meaning how many months you can cover expenses if income stopped.
$
Your Snapshot
Here's where you actually stand.
Annual Gross Income
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Before taxes, before expenses
Net Income (After Tax)
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What hits your account
Annual Cost to Compete
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What the tour actually costs you
Net Profit / (Deficit)
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Net income minus all expenses
Calculating...
Income Breakdown
Total Gross—
Expense Breakdown
Total Expenses—
Tax Picture
Gross Income—
Est. Tax Rate—
Tax Set-Aside—
After-Tax Income—
All figures are estimates only. This tool is for informational purposes and does not constitute financial, tax, or legal advice. Consult a qualified professional for your specific situation.
Runway
Savings on Hand—
Monthly Expenses—
Monthly Net Profit—
Financial Runway—
What This Means
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Ready to track it for real?
The Golf Financial System tracks all of this, automatically, every month.
Six connected tabs. Tournaments, travel, income, and expenses all in one place for clean sponsor reporting and tax preparation. Yours forever.
✓Income tracker — sponsorships, prize money, brand deals, all sources
✓Business & personal expense log — separated and categorized for your accountant
✓Dashboard auto-updates every time you log a transaction
✓Geography tracking for multi-state and international filing